All the RESOURCES & INFORMATION You will need to get your best deal on your next home. UP-TO-DATE info on mortgage rates, USDA 100% financing, First time home buyers tax credit, FHA, VA, Loan Modifications, Deed in Lieu, Foreclosures and Short Sales, Loss Mitigation, Free Government Backed Loan Modification Specialists, and even Affordable Legal Services, and Credit Counseling in Wesley Chapel and Land o Lakes. Our goal is your success.
THIS SITE IS DESIGNED FOR YOU
To give you all the
RESOURCES & INFORMATION
AND HELP
you need to get your best deal on
your next home/investment property or
to get your home SOLD in this tough market.

FORECLOSURES, SHORT SALES, PRE-FORECLOSURES , BANK OWNED PROPERTIES, REO's, HUD FORECLOSURES * LAND O' LAKES & WESLEY CHAPEL REAL ESTATE * CHEAP*

On this site you will find up-to-date info on
The latest in Financing, Government Programs, Interest rates,
Facts about Foreclosures and Short Sales
Plus Experienced Buyers Agents & Mortgage Experts
YOU CAN CALL TO ASK QUESTIONS,
Successful Professional FREE Loss Mitigation Specialists,
FREE Loan Modification Specialists,
And even Affordable Legal Services, and Credit Counseling.
OUR GOAL IS YOUR SUCCESS!
So make yourself at home, browse through our site,
and call us when you are ready to buy or sell or if you just have questions.
We are here for you.

CLICK HERE TO SEE IF YOU QUALIFY FOR
USDA FEDERAL GOVERNMENT BACKED 100% FINANCING

***NEWS FLASH***6/29/09***
There are 578 available foreclosure and pre-foreclosure(Short Sale) properties left in the Land o Lakes/Wesley Chapel/Lutz area. (526 UNDER CONTRACT NOW) 441 available in the New Port Richey area. (280 UNDER CONTRACT!)THE BEST PRICED HOMES ARE GOING UNDER CONTRACT AS SMART FIRST TIME HOME BUYERS GO AFTER THE $8000 TAX CREDIT!
That means this BUYER'S MARKET is ending. Want to know where these great deals are? Click on Dream Home Finder, or even quicker, call Dee 813-995-2322. Please make a note on there about which area you are interested in.

3.5% Down - FHA is - 5.5%
30 YR FIXED THIS WEEK!
Rates are subject to change without notice so call your lender and lock in your rates today. If you need an honest lender click on Mortgage and contact Katie Hughes.


CLICK HERE TO FIND OUT ABOUT THE
FIRST TIME HOME BUYERS TAX CREDIT ?
MORE ABOUT FIRST TIME HOME BUYERS TAX CREDIT www.irs.gov


Want to find a bargain but you are new at this? We have
FREE COACHING AVAILABLE.
CALL DEE 813-995-2322
 Testimonials

"YOUR LAND O' LAKES - WESLEY CHAPEL REALTOR"
DEE SMITH
PULLARA Realty & Rentals
(813) 995-2322 Direct
(813) 425-6912 Fax
Email: DeeSmith@DeeSmith.com
www.DeeSmithForeclosures.com
"I have been helping families, first time home buyers, and investors
for many years find just what they are looking for."


PLEASE HELP THE DISASTER VICTIMS
american.redcross.org

GREAT NEWS!
FIRST TIME HOME BUYERS TAX CREDIT JUST SIGNED INTO LAW ON FEBRUARY 17, 2009 GIVES FIRST TIME HOME BUYERS UP TO $8000 BACK IF YOU BUY A HOUSE BEFORE 12/1/09. AND YOU DONT HAVE TO PAY IT BACK. YOU MUST CLOSE BY THE END OF NOVEMBER 2009 SO LET'S FIND YOU THAT GREAT HOME TODAY!
CLICK HERE TO FIND OUT ABOUT THE
FIRST TIME HOME BUYERS TAX CREDIT

MORE ABOUT $8000 TAX CREDIT
www.irs.gov


How is buying a short sale better than buying a foreclosure?
For about the same cost as a foreclosure, usually a Short Sale is in better condition, and you help out a family that really needs your help, you help the economy, and from start to finish it may cost less time and money than buying a foreclosure that needs fixing up.

Do you want to know how you can AUTOMATICALLY, by email, receive all the SHORT SALES and FORECLOSURES as they come on the market? ...with pictures, and driving directions?...
FREE? Simply click on Dream Home Finder
or email me DeeSmith@DeeSmith.com. Please make a note on there about which you are interested in.

*** BUY LAND O LAKES SHORT SALES * BUY WESLEY CHAPEL SHORT SALES* BUY LUTZ SHORT SALES*BUY NEW TAMPA SHORT SALES**


SELLERS
DO YOU OWE MORE THAN YOUR HOME IS WORTH?

HAS YOUR HOME BEEN FOR SALE FOR A VERY LONG TIME?

ARE YOU UNABLE TO MAKE THE MORTGAGE PAYMENTS
ANY LONGER?

SHORT SALE MAY BE YOUR ANSWER

We "specialize" in showing you how to walk away from that mortgage WITHOUT RUINING YOUR CREDIT, and most of the time with a "paid in full" SATISFACTION OF MORTGAGE. We have:

*Virtual Tours *
*Internet marketing*
*Affordable Legal Counciling*
*Professional Appointment Setters*
*Credit counceling*
*and now we have*
*FREE PROFESSIONAL LOSS MITIGATION SPECIALISTS*
*AND FREE LOAN MODIFICATION SPECIALISTS*
that can all help you get out of this mess.
CONTACT US TO FIND OUT MORE.

BEHIND ON PAYMENTS AND DON'T WANT TO SELL?
Call DEE for a FREE CONFIDENTIAL PHONE CONSULTATION
on how to save your home from foreclosure WITHOUT SELLING with FREE LOAN MODIFICATIONS to catch you up & reduce your payments to keep you in your home.


SEE IF YOU QUALIFY FOR REFINANCE OR LOAN MODIFICATION
makinghomeaffordable.gov

"I do care about you and your goals... I know how to help you solve your problems so give me a call or drop me a line." DEE
Testimonials.

AFFORDABLE LEGAL SERVICES
BANKRUPTCY? FORECLOSURE?
CREDIT COUNCELING? IRS? LAW SUITS?

If you needed an attorney FOR ANY REASON would you know who to call? Could you afford it? We have found the most affordable access to legal services for you! It's Pre-Paid Legal Service, Inc. Have you heard of it? Now you know where to get it. IT IS ONLY $26.00/MONTH to cover your whole familly, with no yearly contracts, cancel your membership whenever you want, and a lot of no-extra-cost services come with it, including 24 hour emergency legal councel.

To find out more about Prepaid Legal Services Inc. click on www.PrePaidLegal.com IF IT DOESNT LOAD COPY AND PASTE IN YOUR BROWSER. This is a site I had set up to answer your questions and so you can sign up if you like. I must disclose, there is a small commission involved if you sign up. This pays for the website. After you watch the short movie click on "Read more about PPL", then click on the tesimonials. They are really interesting. People that have it really love it! "I have been a member since 2000 and have saved tens of thousands of dollars in legal fees." Dee

NEWS YOU CAN USE


ALERT!!!
BEWARE OF SCAMS WHERE YOU RECEIVE AN EMAIL WITH UNBELEIVABLE MORTGAGE RATES. WHEN YOU RESPOND THEY ASK FOR YOUR SOCIAL SECURITY NUMBER AND OTHER PERSONAL INFORMATION LIKE BANK ACCOUNT NUMBERS ... DO NOT GIVE IT TO THEM ... THEY WILL CLEAN YOU OUT...
INSTEAD, GO TO YOUR BANK OR CREDIT UNION YOU ALWAYS USE FIRST TO GET YOUR LOAN. IF YOU HAVE TROUBLE THERE, CALL US AND MAYBE WE CAN HELP.

HOME SALES RISE
www.realtor.org

CHINESE DRY WALL - GET INSPECTED
www.chinesedrywallrisks.com

OUR FLORIDA INSURANCE ADVOCATE - WHAT YOU SHOULD KNOW
www.myfloridacfo.com

MONEY: Getting Your Hands on Some Green.... Stimulous...
money.cnn.com

HOME SALES ROSE 13%
www.floridarealtors.org

SEE IF YOU QUALIFY FOR USDA GOVERNMENT BACKED 100% FINANCINGeligibility.sc.egov.usda.gov

FORTUNE SAYS "TAMPA IS A BARGAIN"
money.cnn.com

NET WORTH OF HOME OWNERS IS 46 TIMES THE NET WORTH OF RENTERS
A Federal Reserve study showed average home owners' net worth is $184,400 as compared to the average renter at $4000. INCREASE YOUR WEALTH WITH HOMEOWNERSHIP!

***SAVE ON GAS ***


FOR AREA JOBS
Go to DEE'S LIST scroll down and click on JOBS.

PRAYER

At this time I would like to take a moment to say something about Prayer & Success. I feel I must attribute all of my success to prayer. I feel The Good Lord is my Shepherd and my Business Partner and He is the One who always knows what to do. All I have to do is remember to ask. And I thank Him every day.

MY PERSONAL GUARANTEE

"I will always be HONEST with you. I will always represent YOUR best interest in the sale or purchase of your home. I will provide you with quality personal customer services, even after the sale, for years to come."
-Dee Smith

REMEMBER

"If you love me, feed my sheep" Jesus
Please remember to support your local St. Vincent de Paul Society,
feeding the hungry in Pasco and Hillsborough Counties.

And count your blessings...GOD loves you!

Land o' Lakes, Florida Homes For Sale & Wesley Chapel Homes For Sale
Land o' Lakes Real Estate Agent & Wesley Chapel Real Estate Agent Dee Smith 813-995-2322
SERVING THE TAMPA BAY AREA


PULLARA Realty & Rentals Land o' Lakes, FL 34639
Dear Lord God, Please bring genuine peace to all Your creations throughout our beautiful emerald & blue Earth You have so graciously blessed us with, in Jesus name we pray. God bless America! Amen.
Serving Land o' Lakes, Wesley Chapel & the Tampa Bay Area
"A Bargain is not measured by what you pay...but by what you get in return!"

www.catholicscomehome.org

www.DeeSmith.com

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