 Dee Smith
Deryl R Smith, P.A.
(813) 995-2322
FREE!
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LIST YOUR SHORT SALE WITH A SPECIALIST AND CLOSE IT QUICK
BUY WITH A SPECIALIST AND SAVE
Your Successful Foreclosure & Short Sale Specialist
serving Land o Lakes and Wesley Chapel, New Tampa and Lutz, Florida. | |
| SELLERS
IT IS NOT YOUR FAULT!
If you find yourself needing to sell and owing too much, you are not alone and it is not your fault. You may be eligible for a short sale. We negotiate with your lender for you. You pay 0% Real Estate Commission and no closing costs in a short sale and no fees. Call Dee to find out more. 813-995-2322
Click here for information on our Treasury Dept.'s new short sale program www.youtube.com
We specialize in getting your home sold!!! See Dee's Home Seller Help
BUYERS
FHA back down to 5% LOCK IN YOUR RATE! DON'T DELAY! 3/8/10
See article below
Now is the time to buy! Read on: "NAR’s (National Association of Realtors)latest industry outlook predicts the housing recovery to gain momentum in the second half of 2010. “It will be at least early spring before we see notable gains in sales activity as homebuyers respond to the recently extended and expanded tax credit,” said NAR Chief Economist Lawrence Yun.
Qualified buyers who have signed a contract to buy a primary residence by April 30, 2010, have until June 30, 2010, to close the transaction to be eligible for the federal tax credit of up to $8,000 for first-time buyers and $6,500 for repeat buyers.
Yun said he expects an additional 900,000 first-time buyers will qualify for the extended tax credit in addition to about 2 million who have already purchased; 1.5 million repeat buyers also are expected to benefit from the credit. While mortgage interest rates likely will inch higher in 2010, Yun said the tax credit impact in the first half of the year and expected job growth impact in the second half will support home buying; in turn, activity should absorb enough inventory to bring a rough balance between buyers and sellers. Home prices are expected to stabilize or even modestly rise as a result in 2010, according to NAR.
In Florida’s year-to-year comparison for condos, 55,985 units sold statewide at year end 2009 compared to 38,095 units at year end 2008 for an increase of 47 percent. The statewide existing condo median sales price at year’s end was $108,000; a year earlier, it was $164,200 for a 34 percent decrease. The national median existing condo price was $178,000 in November 2009, according to NAR.
Interest rates for a 30-year fixed-rate mortgage averaged 5.04 percent in 2009, a significant drop from the average rate of 6.03 percent in 2008, according to Freddie Mac. Florida Realtors’ sales figures reflect closings, which typically occur 30 to 90 days after sales contracts are written. "
So..... if you are waiting for the prices to hit bottom, now is the time. Don't wait until they start going up, interest rates go up, and there is no tax credits left. Now is the time!
*** Click here for more information about www.NACA.com LOW INTEREST RATES, CLOSING COSTS PAID home buying program
***CLICK HERE TO SEE IF YOU QUALIFY FOR
USDA FEDERAL GOVERNMENT BACKED 100% FINANCING
***CLICK HERE TO FIND OUT MORE ABOUT THE
FIRST TIME HOME BUYERS TAX CREDIT www.irs.gov
***Homebuyer Tax Credit Extended!Signed Into Law 11/6/09
The $8,000 first-time homebuyer tax credit was originally set to expire on November 30. In addition to offering the $8,000 first-time homebuyer tax credit, the new law also allows a $6,500 credit for repeat or move-up homebuyers who have lived in their primary residence for five years or more. The tax credits are available to buyers who sign purchase agreements on a new or existing primary residence between December 1, 2009, and April 30, 2010. Buyers would have until June 30 to close on their new homes. There is an $800,000 price limit on all homes eligible for the credit. The income limits for all buyers are now $125,000 per year for individuals and $225,000 for married couples. Under the old program, the limits were $75,000 and $150,000 respectively. The first-time homebuyer credit is also available to those who have not owned a home in the previous three years. The credit does not have to be repaid unless the home is sold or ceases to be the primary residence within three years.
***Want to find a bargain but you are new at this? We SPECIALIZE in getting the first time homebuyer the best deals, coaching you through it, and explaining everything. When you are done you will feel like an 'old pro'!
***AUTOMATICALLY, by email, receive all the SHORT SALES and FORECLOSURES as they come on the market with pictures, and driving directions?... Simply click on Dee'sDream Home Finder
or email me DeeSmith@DeeSmith.com.
Please make a note on there about which you are interested in.
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Land o' Lakes Real Estate Agent & Wesley Chapel Real Estate Agent Dee Smith 813-995-2322
SERVING THE TAMPA BAY AREA
REMAX Premier Group Wesley Chapel & Land o' Lakes, FL
Dear Lord God, Please bring genuine peace to all Your creations throughout our beautiful emerald & blue Earth You have so graciously blessed us with, in Jesus name we pray. God bless America! Amen.
Serving Land o' Lakes, Wesley Chapel & the Tampa Bay Area
"A Bargain is not measured by what you pay...but by what you get in return!"
www.catholicscomehome.org
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